Medicare Enrollment
Medicare Guidance from a Local Utah Specialist
Compare Medicare Advantage, Supplement, and Part D plans side by side, then enroll securely through HealthSherpa Medicare — with a licensed agent's help, at no cost to you.
Prefer to talk it through? Call 801-449-0889
Understanding Your Medicare Options
Medicare Advantage (Part C)
Bundles hospital, medical, and often drug coverage into one plan, frequently with extra benefits like dental and vision — usually with lower premiums.
Medicare Supplement (Medigap)
Pairs with Original Medicare to help cover out-of-pocket costs like copays and deductibles, giving you more predictable costs and provider flexibility.
Part D Prescription Drug Plans
Standalone drug coverage for those who need it, or as a companion to a Medicare Supplement plan.
Medicare Enrollment Periods
Initial Enrollment Period (IEP)
A 7-month window around your 65th birthday.
Annual Enrollment Period (AEP)
October 15 – December 7 each year, for plan changes effective January 1.
Medicare Advantage Open Enrollment (OEP)
January 1 – March 31, for switching Medicare Advantage plans.
Special Enrollment Period (SEP)
Available if you qualify due to specific life events, like moving or losing coverage.
Ready to Compare Medicare Plans?
Enroll securely through HealthSherpa Medicare, or talk to a specialist first.
What Our Clients Say
Frequently Asked Questions
Medicare Advantage vs. Medicare Supplement — which is right for me?+
It depends on your priorities. Medicare Advantage often has lower premiums and bundled extras but a more limited provider network. Medicare Supplement plans cost more monthly but offer broader provider flexibility and more predictable out-of-pocket costs. We'll walk through the tradeoffs based on your doctors and budget.
When should I first enroll in Medicare?+
Most people should enroll during their Initial Enrollment Period, the 7-month window around their 65th birthday, to avoid potential late-enrollment penalties.
Can I switch Medicare plans every year?+
Yes. During the Annual Enrollment Period (Oct 15 – Dec 7), you can change Medicare Advantage or Part D plans for the following year. Medicare Advantage Open Enrollment (Jan 1 – Mar 31) allows a further one-time switch.
Is Utah Healthcare Agency affiliated with Medicare or the government?+
No. We are a licensed private insurance agency and are not connected with or endorsed by the U.S. government or the federal Medicare program. See our full disclaimer below.
Not sure where to start with Medicare?
A licensed Utah Medicare specialist can explain your options in plain English.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Utah Healthcare Agency is not connected with or endorsed by the United States government or the federal Medicare program.