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Compare and Buy Coverage Yourself
Run your own quotes, on your own schedule, without talking to anyone. Every quote here is tied to our agency, so you still get a licensed Utah agent in your corner if you need one later — at no cost to you.
Start here: comprehensive coverage
If you need a health plan that covers you properly, start with one of these. The plans further down are useful, but they are add-ons and stopgaps — not a substitute for real medical coverage.
ACA Marketplace Plans
Comprehensive coverage that cannot turn you down for a pre-existing condition. Most Utah shoppers qualify for a subsidy that lowers the monthly cost — check here before buying anything else.
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Medicare Plans
Compare Medicare Advantage, Medicare Supplement, and Part D prescription plans available where you live in Utah.
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Dental, vision, and other coverage
Standalone plans from UnitedHealthOne, mostly for people under 65. These work alongside a medical plan — or on their own, if dental and vision are all you’re after.
Short-Term Medical
Temporary major-medical protection between jobs, while waiting on new coverage, or after missing Open Enrollment.
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Dental
Standalone dental cover for cleanings, fillings, and major work — no medical plan required.
Vision
Eye exams, glasses, and contacts, on a plan that costs less than most people expect.
Accident
Cash benefits paid directly to you after a covered injury, to spend on whatever the bills actually are.
Hospital Indemnity
A fixed cash payment per day of a covered hospital stay, on top of whatever your main plan pays.
Before you buy a short-term plan
Short-term medical is not ACA-compliant coverage. These plans are medically underwritten, generally do not cover pre-existing conditions, may exclude benefits that Marketplace plans are required to include, and do not qualify for subsidies.
They are a good answer to a genuine gap — a few months between jobs, waiting on new coverage to begin. They are a poor substitute for a Marketplace plan, and if you qualify for a premium tax credit, a Marketplace plan is very often both better coverage and less money. It takes about ten minutes to check, and it costs nothing.
Not sure which side of that line you’re on? Call 801-449-0889 and we’ll tell you straight.
This website is operated by Utah Healthcare Agency, a licensed insurance agency, and is not the Health Insurance Marketplace website. Utah Healthcare Agency does not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. To see all available Qualified Health Plan options, visit HealthCare.gov or call 1-800-318-2596. Contact 801-449-0889 for agency-specific licensing information.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Utah Healthcare Agency is not connected with or endorsed by the United States government or the federal Medicare program.
Rather have someone do this with you?
Shopping online is faster for some people and frustrating for others. A licensed Utah agent can run the same quotes with you and explain the tradeoffs — at no cost.