Resources
Utah Health Insurance Resources
Straightforward explainers on Marketplace, Medicare, and group insurance enrollment — written for Utah shoppers, not insurance insiders.
Marketplace Insurance
Subsidies, enrollment windows, and how ACA coverage actually works for Utah individuals and families.
How Much Does Health Insurance Cost in Utah?
What health insurance actually costs in Utah, what drives the price, and the income thresholds that decide whether you get a subsidy.
Read more →MarketplaceHealth Insurance for the Self-Employed in Utah
Freelancers, contractors, and 1099 workers: how to estimate variable income for a subsidy, claim the self-employed premium deduction, and compare real plan options.
Read more →MarketplaceSpecial Enrollment Period in Utah
Lost your job-based coverage, moved, married, or had a baby? A qualifying event lets you enroll any time of year — here's what counts and how long you have.
Read more →MarketplaceDo I Qualify for a Health Insurance Subsidy in Utah?
Most Utah Marketplace shoppers qualify for a premium tax credit — and many don't realize it. Here's how eligibility works and why estimates mislead.
Read more →MarketplaceOpen Enrollment in Utah: Dates, Deadlines, and How to Prepare
When Open Enrollment runs in Utah, which deadline controls your start date, and what to have ready before you shop. Plus what to do if you miss it.
Read more →MarketplaceWhat Is Form 1095-A and What Do You Do With It?
If you had Marketplace health insurance, Form 1095-A arrives before tax season — here's what it is, why it matters, and what to do if it's wrong or missing.
Read more →MarketplaceHow to Enroll in ACA Marketplace Health Insurance in Utah (Step-by-Step)
A plain-English walkthrough of how ACA Marketplace enrollment works in Utah, from checking subsidy eligibility to picking a plan.
Read more →Medicare
Enrollment periods, Advantage versus Medigap, and what to sort out as you approach 65.
Still Working at 65: Do You Need to Enroll in Medicare?
If you have employer coverage at 65, you may be able to delay Medicare without penalty — or you may not. Here's what determines which side you're on.
Read more →MedicareTurning 65 in Utah? Your Medicare Checklist
A step-by-step checklist for the months around your 65th birthday — what to decide, what to enroll in, and which deadline creates a lifetime penalty.
Read more →MedicareMedicare Advantage vs. Medigap in Utah: How to Choose
Two very different ways to cover what Original Medicare doesn't pay. Here's how Medicare Advantage and Medigap compare for Utah beneficiaries.
Read more →MedicareMedicare Enrollment Periods Explained: When Can You Sign Up in Utah?
Initial Enrollment, Annual Enrollment, Medicare Advantage Open Enrollment, Special Enrollment — here's what each one means and when it applies to you.
Read more →For Employers
Group coverage, ICHRA, and what Utah small businesses need to know before renewal.
What Is an ICHRA? The Alternative to Group Health for Utah Employers
Instead of buying a group plan, reimburse employees tax-free for coverage they choose. Here's how an ICHRA works and which Utah businesses it suits.
Read more →Group InsuranceLevel-Funded vs. Fully-Insured: Which Group Plan Fits Your Utah Business?
The two ways small Utah employers can fund a group health plan, what each does to your budget, and which one suits your team's size and health.
Read more →Group InsuranceSmall Business Group Health Insurance in Utah: A Guide for Employers
What Utah small business owners need to know about offering group health insurance — eligibility, cost, and how the setup process works.
Read more →Ready to find the right plan?
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