Utah Healthcare Agency

Allstate Health Solutions

Short-Term Medical Quotes

Two plans that pay 100% after the deductible, on the Cigna or Aetna PPO network, plus add-ons for accidents, hospital stays, and cancer and heart/stroke. Enter your details for your prices, then apply on Allstate’s secure site or talk with a licensed Utah advisor first.

See your prices

Enter your ZIP code, start date, and who needs coverage to see your prices.

Short-term medical

Choose a $5,000 or $10,000 deductible and the Cigna or Aetna PPO network your doctors are in. Either way the plan pays 100% of covered costs after the deductible, up to $1,000,000.

Deductible

Doctor network

Allstate Health Solutions
Cigna PPO network

Enhanced PPO · Short-term medical

$10,000 deductible

Plan details

Deductible
$10,000 per person in network (family max: 3 deductibles)
After the deductible
Plan pays 100% in network
Out-of-pocket max
$10,000 per person (your deductible)
Coverage max
$1,000,000 per coverage period
Office visits
No copay: you pay until the deductible is met, then 100% covered
Preventive care
Counts toward the deductible; child immunizations covered
Lab, x-ray, diagnostics
Deductible, then 100% covered
Hospital and surgery
Deductible, then 100% covered
Urgent care
$50 access fee, deductible waived
Emergency room
$250 access fee (waived if admitted), then deductible
Prescriptions
Not covered (add Recuro for $0-copay prescriptions)
Waiting period
Injuries: none. Sickness: 7 days
Pre-existing conditions
Not covered the first 12 months
Coverage length
12 months of coverage, renewable to 3 years at a locked rate

Your ZIP code, start date, and who needs coverage.

Short-term medical is not Marketplace (ACA) coverage: it is medically underwritten, does not cover everything a Marketplace plan must, and does not qualify for premium tax credits.

Add-ons

Cover your deductible with these add-ons

We've added these to your plan. Each is optional with its own monthly price: remove any you don't want.

Allstate Health Solutions

Plan Enhancer

No health questions

Pays covered medical bills from an accident, up to $10,000: the same as your plan's deductible.

Allstate Health Solutions

Hospital Expense Protection

Pays $5,000 when you're admitted to the hospital (once a plan year), $150 a day for up to 10 days, $2,500 for an outpatient observation stay, and ambulance benefits.

Allstate Health Solutions

Cancer and Heart/Stroke

No health questions

Pays a $25,000 benefit for a covered cancer or heart/stroke diagnosis. Waiting periods apply; the brochure has the details.

Allstate Health Solutions

Select Dental PPO

No waiting periods

Cleanings and exams at 100%, and fillings and other basic care at 60% the first year then 80%. Crowns, dentures, and surgery are not covered. Annual max $1,000, rising to $2,000. $50 deductible.

Plan level

Allstate Health Solutions

Recuro Prescription & Virtual Urgent Care

Not insurance

Unlimited 24/7 virtual urgent care with a $0 copay for everyone on your plan, and $0 copay on many urgent-care and chronic-condition medications at over 65,000 pharmacies, with a $50 maximum per fill.

What you enter here is used to run your quote. Prices come from Allstate Health Solutions for the plans the agency is appointed to sell where you live. When you press Next on the Apply step, your name, contact details, household, and the plans in your cart are sent to Utah Healthcare Agency so a licensed agent can help you apply.

Plans are underwritten by the insurers named in each brochure. Short-term medical plans are not Marketplace (ACA) coverage: they do not qualify for premium tax credits, may not cover pre-existing conditions, have benefit limits, and can only be renewed for the terms shown. Supplemental plans pay fixed benefits and are not a substitute for major medical insurance. Rates shown are quotes; the final rate is set on the application.

Rather talk it through?

A licensed Utah advisor can run the same quotes with you, explain what each plan does and doesn't cover, and help you decide whether short-term coverage is the right fit — at no cost.